this post was submitted on 02 Sep 2025
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Actual question: why don't Americans just transfer money using a normal baning app? I just have to open the app of my bank. Enter the IBAN, name and amount, confirm and the money will be sent pretty fast. No need for either party to use any third party app.
I'm an American who doesn't transfer through my banking account because I don't trust or use banks. You can use our banking apps for that iirc via zelle which is built in to those but I don't know anyone who likes it.