this post was submitted on 17 Aug 2025
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[–] Zerush@lemmy.ml 15 points 4 days ago* (last edited 4 days ago) (5 children)

Any insurance works like a Lottery

[–] ILoveUnions@lemmy.world 2 points 4 days ago (4 children)

Insurance is risk adverse behavior. Lotteries are the opposite. Insurance is important no matter what type of society you have, because it's always important to have resources ready for disasters

[–] int32@lemmy.dbzer0.com 8 points 4 days ago (1 children)

True, but also maybe insurances shouldn't be companies. Their buisness model is based on fear.

[–] ILoveUnions@lemmy.world 6 points 4 days ago

Absolutely I agree. At a minimum they should be required to be non-profit, and really they should be government services for the necessary insurances like medical insurance.

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