this post was submitted on 17 Aug 2025
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Uh...just use your credit/debit card directly within steam?
Why rely on the scummiest third party payment app that's ever existed in the world?
In a lot of countries you cannot just use your debit card directly on Steam like you would a credit card which includes just entering the numbers and you are good to go. Or in some cases it directs you to the credit card provider where you have to authenticate the payment.
Here in NL we have to use iDeal if we want to pay online with most banks, this requires us to 2FA the payment by scanning a code using their app. iDeal will become Wero and will become an international system since a lot of countries had something similar to the Dutch iDeal.
Why is it set up that way
Being able to pay without 2FA is just risky business which is why the Dutch banks worked together (and so did the Belgium banks etc) to create a tool to make digital payments more secure. idk why it took so long to get one system for the entirety of the SEPA banking area though
This is finally changing. Dutch banks are - after years of dilly dallying - finally replacing legacy Maestro cards with Mastercard that you can use online. Yes, you still have to go via 2fa, but at least, I don't have to deal with iDeal anymore with risky merchants.
You still won't be able to pay on the majority of American sites, since they lack a proper payment platform.