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Canadians with Interac E-Transfer like "What the fuck is wrong with you people" (lemmy.world)

submitted 5 days ago by Stamets@lemmy.world to c/whitepeopletwitter@sh.itjust.works

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[–] paraphrand@lemmy.world 13 points 5 days ago* (last edited 5 days ago) (2 children)

I hope this isn’t advocating for consolidation or a duopoly in the fintech space.

It best be advocating for interoperable standards that are not controlled and profited from by a limited number of rent seeking corporations.

[–] Stamets@lemmy.world 7 points 5 days ago (1 children)

It is a meme.

[–] paraphrand@lemmy.world 11 points 5 days ago* (last edited 5 days ago)

I don’t underestimate the power of memes. None of us should.

A meme lord recently went ham on the government with a chainsaw.

[–] hexabs@lemmy.world 4 points 4 days ago

Have a unified protocol for this doesn't mean a monopoly or consolidation.

Look up the implementation of UPI in India. We have thousands of services providing UPI payments to any other UPI recipient (no matter which app they use as long as it supports UPI)

Even WhatsApp has a UPI payment button in India. It's that easy to implement.

I might be terribly oversimplifying it (and deviating from the facts a bit), but think of it as email - a protocol - and the thousands of services that let you send/recv emails to anyone, no matter their domain or service.

[–] priapus@piefed.social 11 points 5 days ago* (last edited 5 days ago) (3 children)

you dont need to install zelle it came free with your fucking bank account

[–] ramble81@lemmy.zip 15 points 5 days ago (2 children)

Annoyingly my credit union doesn’t use Zelle.

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[–] UnrepententProcrastinator@lemmy.ca 4 points 4 days ago* (last edited 4 days ago)

Made a trip to LA with the kids this summer and the surfing lessons guy made me pay extra for paying him on PayPal because that's the only payment app I can use as a Canadian.

[–] pspssp@lemmy.eco.br 6 points 5 days ago

Brazilians laughing in PIX

[–] TabbsTheBat@pawb.social 8 points 5 days ago

I just go into my bank app and use their phone number for a transfer ¯⁠\⁠_⁠(⁠ツ⁠)⁠_⁠/⁠¯ takes like 15 seconds from me opening the app to them having the money

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