andyquest

joined 2 years ago
[–] andyquest@sh.itjust.works 16 points 2 months ago (1 children)

The price of insurance only covers the statistically predicted amount of payoffs to all people insured plus a profit. If you're building a cash value, then that's priced in, with more profit priced in for them on the equity youve built. You're better off pocketing the difference.