this post was submitted on 01 Dec 2025
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In the short term, yes. The money you've saved is now considered "disposable income" and will be absorbed by the next person in line.
If a paycheck could make you wealthy, no one would give you a paycheck. A retirement account CAN make you wealthy but only after the machine has squeezed 40+ years out of you. But one way or another that money is leaving your hands and flowing back into the system.