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Canadians with Interac E-Transfer like "What the fuck is wrong with you people" (lemmy.world)

submitted 3 days ago by Stamets@lemmy.world to c/whitepeopletwitter@sh.itjust.works

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[–] orbituary@lemmy.dbzer0.com 88 points 3 days ago* (last edited 3 days ago) (3 children)

But it's a fucking 3rd party app that skims. Nothing in the USA is just straight forward. There's always someone making a buck off of your service.

Saunt Neal Stephenson predicted this and so it has come to pass.

[–] DeathByBigSad@sh.itjust.works 5 points 2 days ago

Bruh, we have a corporation in charge of verifying your identity for OFFICIAL GOVERNMENT PURPOSES such as unemployment. (ID.me)

You have to download an app on your phone, then do a face scan, ID scan (front and back), then you might have to do a video call to an employee and have to show the documents to that person again, all that just to get unemployment. (I mean, Devil's Advocate position would be: There has been a lot of fraud regarding unemployment) But like, okay, why do just build a government-run verification system? Why are they using tax money to pay for a private corporation to di official ID verification?!?

Things are so crazy lol.

[–] MintyFresh@lemmy.world 27 points 3 days ago (1 children)

If there wasn't some bro taking a slice that'd just be communism.

[–] gruvn@sh.itjust.works 4 points 2 days ago (1 children)

I hope you're being facetious and not standing in solidarity with unfettered capitalism.

[–] orbituary@lemmy.dbzer0.com 3 points 2 days ago

Let me guess: you stand firmly in the "/s" side.

[–] priapus@piefed.social 11 points 2 days ago (1 children)

most banks have zelle built into their own app. yeah zelle charges the bank a fee when you use it, but typically you aren't paying any, unless you use a really shitty bank.

[–] Don_alForno@feddit.org 0 points 2 days ago (1 children)

That is like the "25$ + 5$ shipping or 30$ no shipping?" meme. You are paying for it, they just don't show it to you.

[–] arrow74@lemmy.zip 5 points 2 days ago* (last edited 2 days ago) (1 children)

What are you talking about?

I send someone $25 on zelle, $25 is deducted from my account, and that person receives $25.

How am I paying a fee in that scenario?

Yes I know how banks work so please don't explain how they make money using my money.

[–] Don_alForno@feddit.org -2 points 2 days ago (1 children)

How am I paying a fee in that scenario?

The bank is "paying" the fee, but the fact that they are doing it and don't charge it back to you proves that it is well within their margin from whatever money they get out of you (account fees etc). You are paying it.

[–] arrow74@lemmy.zip 1 points 2 days ago* (last edited 2 days ago)

Lmao, immediately explains how banks work. Also I pay no account fees btw.

Keep everything under your mattress eh?