this post was submitted on 02 Sep 2025
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from a tech-oblivious standpoint, there is no difference between the two.
...oh wait you guys didn't do swipe+pin did you
Sort of. We did, it was just never mandatory and could almost always be charged on just a swipe. We got chip and pin about 15 years ago now, but they again didn't make it mandatory, so they kept the stripe. Honestly if they just got rid of the swipe we would be fine, but not every retailer has tap to pay and not every bank does chips yet.
It's a mess. The tech is there, fucking old people and idiots keep the stripe on the cards and because of that skimmers run rampant.
I am annoyed many banks got rid of the raised numbers, at least one store I went to (less than 5 years ago) lacked internet and phone connectivity, now they have to write the numbers by hand.