this post was submitted on 02 Sep 2025
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It’s the same in Europe (salary being bank transfer), but ATMs are ubiquitous and if you use cash when buying e.g groceries at the local farmer's market, the seller doesn’t have to file it (I mean legally they have to, but let people enjoy life a little). Nice thing to do with ultra small businesses where the owner is the only employee or maybe they have like 1-2 other people. Same with small garages and such, they may even give you a discount if you pay cash - and some won’t even have a card terminal. All things considered, if I’m paying 40 euros to get my tires changed and the guy pays himself a salary, about 25 euros to the tax man. If I give him 40 euros cash, he keeps all of it.
Am I advocating tax evasion? Maybe. Well, I’m advocating letting ultra small businesses decide how much income they’re gonna claim. So I like to carry a little bit of cash for that. Grocery stores and such, I just tap my phone or card.
Many ATMs here take a fee, so using em when there is a feeless way to do it requires both finding an atm and shelling out an extra $2-4. Add in that most only do $20s, and your friend may also not have cash to pay you back any difference makes electronic transfers preferable.
Ah yeah, heads would roll if they did that here. Some no longer hold 5s or 50s though so it’s mostly 10s and 20s.
Yeah there are machines that do multiple denominations here but the vast majority are just 20s.