coriza

That is what I thought was in the US also, but it seems to not be the case.

That is what I thought, so not something you wanna do to send money to random people.

Nearly....but some don't. And that is the problem. Other countries have bank transfer figured out and not dependent on voluntary adoption from a 3rd party service. I was very surprised when I learned how behind the US is on banking, even compared with some "3rd word" countries.

If I understand correctly your account number is kinda of a big deal and a security risk to share it. But I may be wrong, nothing in US banking is straightforward or makes sense.

"I fear not the wizard who has practiced 10,000 spells once, but I fear the wizard who has practiced one spell 10,000 times."

Actually Harry also used Expecto Patronum alot (aka, the deus ex machina spell that can do anything and give you a blowjob at the same time)

So he had 2 go to spells.

I have a strong feeling that the people that say that it is gay to feel attracted by a woman with "male" attributes will also say that it is gay to be attracted by a trans woman. Cognitive dissonance all around.