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yeah if you want that same functionality of months in advance transactions - you'll have to create a similar solution with the cron job i mentioned.
Budgets work well enough. They allow you to create any number of budget "buckets" - and each can be configured in various ways:
You can even have different periods - daily, weekly, monthly, yearly - though I've only ever used monthly.
When you create transactions you assign them to a budget and it shows you how much you have left in that budget