I'm soooo proud of the EU creating their own payment options. Might not be perfect, but at least it's not this.
this post was submitted on 11 Jun 2026
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Is it actually live yet? I'll certainly switch when I have the option.
Christ almighty I need language that can robustly and efficiently communicate the depths of my frustration with the lack of wisdom and thought behind this choice.
VISA: "We wont let adults engage in consensual adult activities via our payment network becuase some religious nutjob somewhere might complain about it, but we're gonna hand over our network to AI so it can spend all your and our money because we're customer first"
also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.
I cant wait for something similar happening on VISA, someone prompt bombing to get the AI to charge a random account and people melting down as 10s of thousands of dollars of charges appear out of no where.
You can't buy weed with a Visa card, either, even in places where it's legal.
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also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.
That's misleading, accounts have been taken over but passwords have not been leaked (how would that even be possible?)
They got the ai agent to send the password reset onetime code to a new address that they supplied through the chat.
Effectively hijacking the pw reset and its safeguard. The users password did not need to be known
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Visa is gonna hand over my bank details to a chatbot, but if I want to buy a game with anime tits Visa flips the fuck out and starts threatening platforms.
Aaaaand people trick it into paying with someone else's info in 3.....2.....
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hope MC doesnt follow suit. would have to go back on the cash system then
They already have, read the article.
i did read it top to bottom
Visa’s biggest competitor, Mastercard, has also been introducing its own AI-shopping features to its payment network on a smaller scale.
Then you missed this part.
long as im not automatically opted in, it matters not much
Payment integrations with AI is NOT a good idea. I still remember a few years back a controversy that happened with Amazon's Alexa. Apparently, alexa speakers started ordering people dollhouses after hearing its name on TV. Yes ik ik you can disable purchases from amazon from the alexa app but by default, it was enabled.
This article covers it all: https://www.theverge.com/2017/1/7/14200210/amazon-alexa-tech-news-anchor-order-dollhouse
This is the main part
At the end of the story, Anchor Jim Patton remarked: “I love the little girl, saying ‘Alexa ordered me a dollhouse,’” According to CW6 News, Echo owners who were watching the broadcast found that the remark triggered orders on their own devices.
Having Alexa automatically order stuff is really insane. Like it's just going to buy stuff without checking the prices and and comparing products.
But I suppose it makes sense to Jeff Bezos who doesn't care about the price of anything and has a human assistant that checks product reviews and such to make sure their boss gets a good product. So of course everyone will want to have a crappier version of what billionaires have and no one cares about the price of the things they buy, right?
This is awesome! I can't wait to read the articles of how this goes wrong for dumbasses who use it. Should be fun!
totally going to happen. anyone who makes posts about how they got screwed should be met with laughter. nothing less. yes I'm saying blame the victim.
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So we're getting robbed?
Always have been.
Of the list of things I would never do. Giving an AI my credit card to shop for me is pretty near the top of the list.
I still don't trust having it on my phone.
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It will take time for people to fully trust AI agents to do their shopping, Forestell acknowledged. At first, Visa expects the majority of transactions to still loop in humans, with AI agents sending a notification for consumers to approve the actual purchase.
“Now, imagine you do that a thousand times over the course of some period of time,” he said. “And then your agent says, ‘Do you want me to just not check?’”
This is some capitalist hellscape shit when we're being driven to hand over consumerism even wtf. Really scraping the bottom of the proverbial moral barrel fighting for this
I recommend the novel Qualityland. Its about a guy who received an item AI ordered for them which they did not want, breaking the system in the process.
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Bill for a new car arrives in your email. ChatGPT says I figured it was time for you to get a new car. Bank says can’t return it as it’s a legit purchase from your account.
Fun fact: banks don’t like people fucking with their money. A massive influx of fraud claims over a foreseeable risk will be a slam dunk for the banking industry to kill openAI and auction off its corpse.
That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.
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I don't trust big businesses to act in my interest, even when it is also very much in their best interests.
Witness the insurance industry flagging the risks of climate change an a massive risk to their industry, and then not using their immense marketing and lobbying power to push for changes that would ultimately result in better future profits (and even survivability) for themselves.
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Things started getting bad when Visa started giving merchants your new card expiration dates. No longer can you rely on an expired card canceling a service or subscription.
Honestly it's fucking evil. I had cards expire and thought, awesome, finally done with those subscriptions! Then I noticed I was still getting charged for them on my brand new card.
We've let them take our money, manage it for us, and now they're turning around and saying "don't worry, you'll still get everything you need ... Just turn over your finances and decisions to us".
Fuck this
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People must be so time poor that this seems a good idea. Having stuff arrive at the door that I didn’t know I wanted and balancing the books afterwards seem like new mystery experience awaiting.
That happened a lot before I retired from drinking
Slop slop slop. Sloppity slop
Man I can't wait for the European alternative.
If I wasn't forced to use this shit, I would burn that stupid plastic card in a heart beat.
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As a Canadian in a small town, I so wish my bank used a non-American product for its payment method.
If the bill comes 10000€, go figure out to tell the bank was AI or something.
Sure just have to navigate their AI chatbot and instant charge reversal.
Man, chatGPT is being blamed for school shootings and suicide already. Imagine if it bought the shit you needed to follow through on your behalf?
This is seriously going to fuck shit up.
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