My employer sends out a sheet every year that itemizes our entire comp package.

The single most expensive is my insurance, a family EPO with a $750/1500 deductible.

I pay $8200/yr. My employer pays nearly $33,000.

Forty. Thousand. Dollars. For one family.

Plus another $10k or so for Medicare and Dental and Vision.

$50k, per year, all told.

That is equal to roughly half of the median household income in my town.

And then deductibles, co-pays, etc.

And then...the fuckers...you put money in your FSA but can't locate the receipt for reimbursement? Fuck off man, that money is for your employer now.

Our President is fucking children with zero consequence, and I need to show a fucking receipt to reimburse a fucking $3 prescription, with my own money that I put there.

After myself and my employer already paid $50k combined into the system?

Fuck this country man.

Edit to add: the fsa thing is a perfect example of what's wrong with this fucking country. Put your money into a special account dog-eared for medical expenses, and in order to use it, you have to submit a receipt for every fucking thing. If you don't drain it by the end of the year the money disappears (actually goes back to your employer for them to do whatever they want with).

What's with all the hubbub about receipts and documentation? To prevent fraud. The contribution limit for FSA for 2026 is $3,400. My tax bracket ($103,351 to $197,300) is 24%.

So, at most, I could defraud the government out of...$816.

Is it worth whatever we pay for that bureaucracy, to prevent the possibility that a middle-income family might defraud the government out of up to $816?

My reimbursements were all hand-audited...they have different comments all meaning the same thing. Including a $3.00 copay one. Which, If my math is correct, would be 72¢ of taxpayer money that I may be stealing.

Somebody spent time at work, not even at a government job but at the FSA facilitator, reviewing my paperwork and denying my claim, because I might be defrauding the government out of the cash equivalent of one half of a candy bar.

What. The. Fuck.

So my employer gets to keep my $3.

Why can't I just get a check minus income tax due for the balance?

Why can't I just get the claim reimbursed minus income tax?

Mind you, I'm not potentially defrauding the government. This is my money that I put in, pre-tax, that they are keeping me from spending, over an amount of money that couldn't even get a bouncy-ball out of a dollar-store vending machine.