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Memory Makers Expect Shortages to End in Late 2028, Could Pause Expansion Plans
(www.techpowerup.com)
This is a most excellent place for technology news and articles.
That isn't the plan. Person computers are still available, but ram production didn't match demand.
Also billionaires don't have a billion dollars so they don't effect you. Their wealth is stocks that only home value because you keep buying them. If the bubble pops those "billions" disappear.