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this post was submitted on 31 May 2026
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Memes
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Post memes here.
A meme is an idea, behavior, or style that spreads by means of imitation from person to person within a culture and often carries symbolic meaning representing a particular phenomenon or theme.
An Internet meme or meme, is a cultural item that is spread via the Internet, often through social media platforms. The name is by the concept of memes proposed by Richard Dawkins in 1972. Internet memes can take various forms, such as images, videos, GIFs, and various other viral sensations.
- Wait at least 2 months before reposting
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Laittakaa meemejä tänne.
- Odota ainakin 2 kuukautta ennen meemin postaamista uudelleen
- Ei selkeän poliittista sisältöä (poliitikoista, poliittisista tapahtumista, vaaleista jne) parempi paikka esim. !politicalmemes@lemmy.ca
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Dude...I opened a Lowes Consumer Credit Card recently. This is operated by Synchrony Bank.
I didn't need the credit, I just wanted the discount. And being able to spread it out for no interest is nice too. I'll take free money...sure...with how inflation is?
I had like $1000 worth of tools and materials to buy for a project. Realized that the discount promo was only on first $500. Split the cart almost perfectly and ran the first half through, no problem.
Second cart comes through and it's declined....fraud alert.
I call and I'm told there was an "excessive amount of pre-authorizations", which I can only assume comes from Lowes' incredibly shitty website sending out preauth every time I modified the cart.
Anyways get that settled and I check out. Cool...now I can just wait for stuff to come in, right?
Wrong. Next morning I'm getting emails like every 30 seconds saying there's something wrong with my account, a transaction was declined, we need another card, my order has changed, etc.
Come to find out, the store kept modifying the order when they were scanning it, to fit what they actually had in stock vs. what needed to be shipped. All of this registered as activity on the card, which got me locked for fraud again.
This time, I call them, and they tell me that they can't do anything, the account is locked until I do their identity verification process where they have me go to an app and upload a video of my face and drivers license.
Like, fuck you, I don't want your credit card enough to do that. And I tell them such. So alternatively they can (snail) mail me a letter with a code and I call back with it. Takes like a week.
Except I never got that letter. As soon as I got off the phone with them I started cancelling everything I could that hadn't been delivered or shipped yet and left for HD.
Eventually I got the bill for that credit card...about half the stuff went through it.
I've got massive ADHD and it's not in my regular bills yet, so naturally I wait till the due date to actually pay it.
Go to create an account and...."your account is locked, please call customer support".
Alright...here we go again. Call in, agent can't help. Transfers me to security. I give him the whole story. He sends me a code by email. I give it to him. Account is fully unlocked.
Awesome now I can get into the account. Aaaaand only like $12 of the balance got the 0% offer. The other $600 or so went on regular rotating.
Fuck it. I paid off the balance and shredded the card. I'm not dealing with that crap again.
Literally spent almost an entire day on the phone between Syf, Lowes.com, and the two different stores that ended up fulfilling my order.
Total clusterfuck.