this post was submitted on 11 Jun 2026
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[–] WhyJiffie@sh.itjust.works 4 points 2 days ago (1 children)

the current european alternative does not have cards, only an app locked to googlified android and ios phones.

[–] IsoKiero@sopuli.xyz 2 points 2 days ago (2 children)

Also there's like 7 places you can actually use that. I'd get rid of my cards too immediately if there was an actual, viable, european alternative. I pretty much have to use Google on my phone anyways so that my current banking apps and other stuff work reliably, so at least for me it's smaller and better known evil than Visa.

[–] WhyJiffie@sh.itjust.works 1 points 1 day ago (1 children)

I pretty much have to use Google on my phone anyways so that my current banking apps and other stuff work reliably,

they should work in the mobile browser. if they don't, you should switch providers because it's not normal

[–] IsoKiero@sopuli.xyz 1 points 1 day ago

In here practically all banks use their own app for MFA. They have options to work without one, but that would be way more inconvenient than allowing google on my phone. Also, moving mortage from one bank to another is pretty expensive task. Also the loan terms would be worse now than what I got when we bought the house.

[–] Incblob@lemmy.world 3 points 2 days ago (1 children)

They are working on an European alternative. Wero is just one backed project. The "digital euro" is what they are working on as an alternative. Though no idea how far that is.

[–] IsoKiero@sopuli.xyz 1 points 1 day ago

Digital euro should/could/might be in wide use by 2029. But as with anything involving European burecraucy, who knows.