this post was submitted on 25 Jul 2026
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I'm done with this stupid conversation. You're apparently under the illusion that capitalism is fair and works.
I've seen first hand that the credit score system doesn't work the way you're saying. If you think it does, this is pointless.
You're welcome to explain rather than continuing to insult me
I did, it didn't help, you said it couldn't possibly make any sense to close an account you're done with, so I'm done here. And come off it about "insulting me". You told me I was hurting financial literacy for literally just observing how people talk.
Where did I say this? I just recall saying "paying off" and "closing" are two different things