People Twitter

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People tweeting stuff. We allow tweets from anyone.

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Credit score is a poorly implemented modern invention. (discuss.online)

submitted 2 days ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works

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[–] prole@lemmy.blahaj.zone 2 points 1 day ago

Otherwise, it would be an easy hack to raise your kid’s credit score to open a bunch of credit cards for them at birth, and do just the bare minimum to keep the accounts active.

I think this might actually be a thing that people do (however, kids don't have a credit report til they hit 18):

https://www.chase.com/personal/credit-cards/education/build-credit/how-to-establish-credit-history-for-your-child