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Credit score is a poorly implemented modern invention. (discuss.online)

submitted 2 days ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works

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[–] ReluctantMuskrat@lemmy.world 1 points 1 day ago* (last edited 1 day ago)

In the US many insurance companies will give you better rates if you have a good credit score. It can make a very big difference as supposedly there's a correlation between bad scores and higher risk of accidents and claims.

A good score also gives you a lower interest rate on any loans, car and home being most important. Having a good score can save you tons of money monthly.