this post was submitted on 31 Dec 2025
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That's the lesson I learned with my credit cards. I took out a loan to pay them off and as soon as they were paid off, I closed them. The sugar is too sweet, and the goblin is ravenous. It's too easy to use the credit card to acquire junk. Next thing you know, over 25% of your income is going toward credit cards, and you've got nothing to show for it.
I finally said fuck that shit. They need me more than I need them. It's a shame the realization took so long.
And you're goddamned right.