this post was submitted on 05 Jan 2026
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That's really stupid. I owe about $65k on my home and it's worth about $225k. I have four paid off vehicles too. But all they would see are my debts and whatever money is in my accounts. My net worth is actually about $190k but it would show I'm negative $55k.
You can usually choose which accounts to add and add assets manually if you want but I think generally you don't want your primary residence in net worth. If you need a snapshot of what you can afford, you don't want to have to sell your home for it.