this post was submitted on 17 Aug 2025
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You should see if any of your credit cards allow you to make virtual credit cards. I can make an entirely new card with a unique number, expiration and code then lock/delete them or even restrict them to the first retailer they’re used at. I have like a dozen virtual cards that only work at a single retailer and lock them all until I need to use them. While locked all attempts to use them are declined.
I don't know if they do, but I've used a service before that provides similar functionality, a "temporary proxy credit card", which also permits one to not even provide one's real name and address to a vendor.
But it's more work to set one up than it is to do a PayPal transaction. Like, I could do it if a vendor doesn't permit for PayPal payments and I really really want what the vendor is selling, but PayPal does the big "the vendor doesn't get your credentials" security fix and avoids creating extra hurdles for a purchaser to jump through.
My provider unfortunately doesn't, so I have to rely on PayPal as the proxy. I use USD, so I guess I won't be too affected, but it is a bummer that I can't seem to ditch them.