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People like to create things (media.piefed.world)

submitted 2 days ago by The_Picard_Maneuver@piefed.world to c/whitepeopletwitter@sh.itjust.works

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[–] Corkyskog@sh.itjust.works 1 points 17 hours ago* (last edited 17 hours ago) (1 children)

require businesses to offer the cash value of any benefits a business offers if the employee refuses it

If you did this so many people would opt out of healthcare until their early 40s and just go to the emergency room for care more than they already do. The insurance pools would be lopsided and it would get even more expensive. And soo many less people would be doing any preventative care until things fall apart and they decide their insurance is worth it. Your also breaking the negotiation aspect of "insurance" by demanding them not be allowed to pool, meaning your insurance would cover less and less.

I am sure Republicans would love this plan, don't let RFK see it.

[–] sugar_in_your_tea@sh.itjust.works 1 points 16 hours ago (1 children)

The free emergency care would need some limits of course. I'm thinking they'll merely get you stable (i.e. set bones, stop bleeding, etc), and once you're able to consent, they'll go through insurance or whatever. You would still very much want medical insurance.

But yes, people would go without, and I think having the option is good. If people can opt out, then insurance needs to have attractive prices. In addition, we'd need laws to ensure pricing is transparent so people can make informed decisions, instead of the current situation where you often don't know the cost until care has already been provided.

I'm not arguing it'll have ideal results in terms of health outcomes, only that it'll promote small business. If UBI or something similar is designed to cover housing, food, and healthcare, and healthcare is optional, that increases cash available to entrepreneurs ant reduces mandatory cists to employ people.

[–] Corkyskog@sh.itjust.works 1 points 7 hours ago* (last edited 25 minutes ago) (1 children)

But if the goal was to help small businesses, wouldn't it make more sense to just go full public option? That way the small businesses don't have to stress and budget for the insurance nonsense.

[–] sugar_in_your_tea@sh.itjust.works 1 points 29 minutes ago

That depends on what you think is more helpful, paying for medical care or providing more cash. And Republicans certainly won't go for both.