this post was submitted on 17 Aug 2025
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[–] Nighed@feddit.uk 5 points 18 hours ago (3 children)

What about the so called 'stablecoins'?

(Although those sound dodgy AF to me?, not backed 1-1 anymore?)

[–] Revan343@lemmy.ca 6 points 9 hours ago

Afaik no current stablecoin is proven via audit to be 1-1 backed, not sure if any are still claiming it.

Algorithmic stablecoins on the other hand are only stableish; see the terra/luna fiasco

[–] misteloct@lemmy.dbzer0.com 3 points 14 hours ago* (last edited 14 hours ago)

Stablecoins are the answer here. Theoretically though if cryptocurrencies were very widely used they'd be more stable, like actual currencies (probably $100T market cap of actual use, not just investments, so could be decades or never).

Note stablecoins have "institutional/existential" risk. Dai is decentralized but as seen with Terra/Luna they can be attacked in many ways.

Generally... Just keep a small balance in crypto, whatever you plan to spend in the next few months.

[–] LunaChocken@programming.dev 4 points 17 hours ago (1 children)

Stable coins... Aka gold? I heard gold is pretty stable.

Yes sir, I'd like to buy this game with this bar of gold. At Steam's headquarters.

[–] Nighed@feddit.uk 3 points 16 hours ago (1 children)

Cryptocurrency that is pegged 1-1 against a normal currency. I think they have some limitations though.

[–] LunaChocken@programming.dev 3 points 8 hours ago

It was a joke. Mocking stable coins for how they never compare to golds stability.