this post was submitted on 18 Jan 2026
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To be fair, that isn't an entirely bad suggestion. I've seen so many people who take out loans to travel to like super expensive places. Or people who take one of those borderline scam phone contracts where you get the newest iPhone 213 XLLXQ for "free" but oh wait the phone contract costs 160€/month and 2 year minimum duration. Then you have people who eat out every day, go drink for hundreds of bucks every weekend and so on. You get the drill.
Some people really are bad with money and thing they can live in a world they clearly can't afford.
Years ago I had a coworker ask how I was able to travel so much because we made the same wage.
I was just like I don't do drugs or buy drinks at a bar. I don't own a car and my phone is cheap and paid off. I kept my expenses as low as possible to do what I liked.
Given how expensive renting is now I don't think my frugality would have helped as much as it used to.
I think you raise a good point. There was a time when frugality seemed to stretch a lot further, like trips instead of just surviving. I toned down my drinking and eating out habits about three years ago, and boy am I glad, because I make pretty much the same amount of money. So I live about the same as I used to, without some extravagance that I was already doing away with.
I just need to choose some more extravagance to get rid of to future-prood myself, like heat in the winter, AC in the summer, and new shoes.
Kind of agreeing with you here, although there are people who literally can’t make end meet
I have a step sister, married with 4 kids, and they don’t make much money and live on assistance. One year they sent out a fucking Santa’s gift list to everyone asking for liked $1000 from everyone because they wanted to go to Germany for Xmas.
And the funny thing about those phone plans is that once people get close to paying off their iPhone 213 XLLXQ, the carrier would offer you a “free” upgrade to the iPhone 214 XLLXQ Ultra Big-Boy Edition, which then the person paying for it needs to pay for the entire phone again if they take the bait, which tons of people do unfortunately.
Personally, I’d rather just buy some old flagship phone used, since the features of phones don’t really change much over the years, and I don’t even need a whole lot since I barely use phones anyway unless they’re apart of my kde connect “mesh” of devices