I do think that relying on government programs instead of voluntary associations will increase poverty over time. Going further into debt, or needing to borrow from the state budget just to stay afloat a little longer, is like taking out one credit card to pay off another. I think that's a bad idea.
So, to me, choosing not to step up and help solve a problem yourself (for example, through voluntary associations), while instead asking the government to use force to solve it on your behalf (by voting for government programs funded through taxation), is both a bad idea and immoral.
P.S. I know this is not a very Lemmy-friendly opinion, I know you guys tend to love democratic socialism. I think you're well-intentioned people, but you would cause poverty and stagnation if you got your way, though. Ideally, you wouldn't rage at me for thinking differently from you. (Take note that I hold no political power & admit I very well could be wrong, or propagandized, or whatever.)