this post was submitted on 18 Aug 2025
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A) This is a hoax account
B) You can still get cheaper housing if you don't live in the whitest, red-lined-ass, suburban enclaves in your state
C) Even then, it doesn't matter, because landlords primarily benefit from very low borrowing costs rather than low housing costs. A $300k house was still functionally unaffordable to anyone earning $45k/year, unless your credit score got you one of those sweet sub-3% ZIRP era loans. Renting was effectively paying a vig to a guy with a better interest rate than you.
D) ZIRP also flooded the market with the excess cash that made $300k basic bitch housing possible. And then turned those $300k homes into $600k homes 15 years later.
E) Build Public Housing
F) And municipal mass transit, so you don't have to sit in traffic for a hour every day
I agree with everything you said but
That can be too far away from work, or if you move to an LCOL area, you'll find the wages are also lower and you're still poor.
I hope so. The dissonance and lack of self-awareness in the post was so profound, my head is still ringing.
I saw quite a few Chase Passive Income posts and all of them feel like satire