this post was submitted on 13 Jun 2026
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say you have 100 million dollars. you invest it very safely and conservatively and get a return of 5% per year. you now have a permanent income of 5 million a year, without doing anything to maintain it. 5 million a year is $13,700 per day.
if I were forced to try to spend on average $13,700 a day, I don't know how I would do it without just giving most of it away. even after I'd satisfied my wildest fantasies there would be so much left over. to have that level of wealth and continue trying to get more should be treated as a mental illness
and that's only 1% of 1%, i.e. one 10,000th, of a trillion dollars
A while ago, I got a green party hat in Runescape that I sold in the marketplace for around 930 million gold. After I got all the gear I needed, I still had around 930 million. I didn't know what to do with it, so what I ended up doing was going around to random players, especially newer, lower level players, and I was handing out 5-20 million stacks to them. I did this to probably about 100 or so players and I still have 400 million. I don't know what to do with it.
Must have been a pretty cool hat
The partyhats were a limited time item available through the consumption of "Christmas Crackers", which you had to open with another player. They were only available for one season way back, and were tradeable. Because they could be traded to other players, and because they were limited, they shot up in price, and their cost only grew as inflation occurred.
I had the goal once of gaining enough gold to purchase the cheapest color (purple, coincidentally my favorite), and by the time I had enough gold, the price had risen by 100x what I had saved.
The company has made a point to not allow any limited-time items to be tradeable since.
the investment returns on just $10 million would give you at least $250 thousand every year indefinitely (and adjusted upward a bit for inflation every year).
What are you going to invest 100 mil in that is ethical and returns 5%? Seems like this is a discussion about wealth inequality. Investing in the stock market doesn't improve human conditions.