this post was submitted on 22 Jun 2026
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Lemmy Shitpost
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Maybe, if you're bad with money. Treat the card as you would your debit card, and only spend what you know you have, and you'll be perfectly fine.
I've used a credit card for the vast majority of my purchases over the last 10-15 years, and money isn't a problem in the way you're implying. But I might also be a unicorn and I pay my card off multiple times a month, and have paid MAYBE 3 months of interest in that time.
My credit card is why I have a stellar credit score and was able to pull myself out of the poverty hole that I was born into. And I know for a fact that I gotten more from rewards than I ever paid in interest, so I've made money putting purchases on it.