this post was submitted on 25 Jul 2026
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Credit score is a poorly implemented modern invention. (discuss.online)
submitted 2 days ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works
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[–] protist@retrofed.com 3 points 2 days ago* (last edited 2 days ago) (1 children)

When someone says "I've finally paid off my credit card," I take that to mean they got it to a $0 balance. In your mind, someone saying "I've finally paid off my credit card" means they've closed the account entirely? This confusion contributes to financial illiteracy and to people making bad decisions.

Paying off means the thing that is logical here.

If you could be mature enough to...at least admit it was unclear

C'mon, man.