this post was submitted on 14 Oct 2026
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[–] korazail@eviltoast.org 6 points 1 day ago (2 children)

I HATE this part. I have no power to just not invest, because Vanguard or whoever owns the portfolio and they think this stuff is just going up-up-up, but they are playing with my money since I only have 4 flavors of their choosing for my 401k.

They might be right in the short term, and this used to be a thing (I think, in my parent's age) where you could assume that number-goes-up over time and you could ignore minor dips, and maybe it's still true for a long enough duration.... but:

In this thread, I think we all see that this isn't sustainable, but we, normal people just hoping to retire someday, don't have the ability to disconnect from the bubble even if we want to. There are too many public companies involved and they're all interconnected.

I despise that I'm probably invested in spacex, nvidia, oracle, etc. I'd sacrifice short term gains to let other people take this risk if I could.

[–] kugel7c@feddit.org 1 points 18 hours ago

All world ex US exists where you are I'm pretty sure. And the big guys outside the US are shovel sellers mostly, they'll be fine.

[–] Gh0strunner@lemmy.ca 2 points 1 day ago

Stop contributing. Once the spigot turns off the casino collapses.

If things are going to collapse in a year, is the employer match even worth it?