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"A cap of $10 was chosen to balance the need to protect consumers from high fees with the need to maintain the integrity of the payments system by incentivizing consumers to honour their payments," the department wrote.
Nonsense, just cancel the transaction then.
That's amazing! I remember being broke and being hit by NSF. It was downright devastating. $40 or $50 is a lot when you have no money.
Finally it’s about time we stop the big banks from screwing everyone over.