this post was submitted on 17 Aug 2025
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[–] Harbinger01173430@lemmy.world 40 points 7 hours ago (4 children)

Uh...just use your credit/debit card directly within steam?

Why rely on the scummiest third party payment app that's ever existed in the world?

[–] Vinstaal0@feddit.nl 2 points 27 minutes ago

In a lot of countries you cannot just use your debit card directly on Steam like you would a credit card which includes just entering the numbers and you are good to go. Or in some cases it directs you to the credit card provider where you have to authenticate the payment.

Here in NL we have to use iDeal if we want to pay online with most banks, this requires us to 2FA the payment by scanning a code using their app. iDeal will become Wero and will become an international system since a lot of countries had something similar to the Dutch iDeal.

[–] Gorillazrule@lemmy.dbzer0.com 28 points 6 hours ago (1 children)

I agree with the sentiment, but the reason they're looking at third party apps is to avoid the control that payment processing companies have over censorship following the whole Visa/MasterCard issue.

[–] Harbinger01173430@lemmy.world 1 points 3 hours ago (1 children)

I can keep buying porn games on steam with my third world country credit card. 🧐

[–] REDACTED@infosec.pub 1 points 3 hours ago

Third world countries sometimes tend to be more developed

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[–] SabinStargem@lemmy.today 26 points 9 hours ago (24 children)

I wouldn't mind seeing a ValvePay system. 1% transaction fee, available to anyone who wants to use it, including OnlyFans, Itch, Kagura, DLSite, and others. Valve can team up with Japan, the EU, and Brazil to handle their respective ends of the business, so that Valve can focus on the United States.

[–] Vinstaal0@feddit.nl 2 points 26 minutes ago

or just use Wero which they are gonna use anyway

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[–] moseschrute@lemmy.ml 6 points 7 hours ago

What did PayPal do that it’s less usable than it was? Not that it was ever very usable

[–] nymnympseudonym@lemmy.world 20 points 9 hours ago

Monero works for anonymous payments for cocaine and fent across international boundaries, it can more than handle the illicit video game trade

[–] FuckFascism@lemmy.world 73 points 13 hours ago (14 children)

Honestly fuck Paypal, don't bring it back.

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[–] Eddbopkins@lemmy.world 2 points 6 hours ago

This can only hurt there stock price in the long run

[–] BlindFrog@lemmy.world 31 points 13 hours ago (9 children)

https://voidfox.com/blog/payment_processor_fun_2025_making_your_own_msp/

Someone breaks down why it'd be a monumental task for Valve/Itch to vertically integrate the whole payment processing thing into their business. The essay is highly readable.

The only thing I had to look up was
Escrow: a financial arrangement w/ a third party who holds/manages funds on behalf of two parties in a transaction

My takeaway was that Valve/itch/GOG would still be beholden to the banks who track porn as high risk for fraudulent transactions.

So what can we do about it? ~asking in earnest, btw. I buy porn and toys like a regular ass person, too~

[–] JcbAzPx@lemmy.world 6 points 6 hours ago

Monumental, perhaps, but at this point it would seem well worth the effort.

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