
Probably something like this.
All posts need to have the same title: me_irl it is allowed to use an emoji instead of the underscore _

Probably something like this.
30 years? it’s happening already! But hey at least Israel has free education and free health coverage and they are killing all their neighbors and taking their homes on our dime. It’s not like the most powerful military in history is being cucked by israel!
It's going to look like it does now, only with 30 more years of negligence, incompetence, corruption, and willful destruction.
Unless we change it.
Don't worry, climate collapse will render industrial agriculture extremely difficult in the current form and society will collapse from there. It's really a tossup as to who gets it worse, but the whole world will be thrown into chaos and any retirement plan that you DO have will be obliterated and stolen by technocrats and before they too crash and burn.
I wish that it were any other way but every single time I see something about the climate, it is scientists discovering that things are actually happening sooner and worse than they thought. This has been happening for at least 15 years. What was once "2100 or beyond" became "by 2100" became "by the end of the century" became "around mid century" became "by 2050" became "it could happen any day. It may have already tipped over the edge"
I'm tired.
I expected more wetbulb temperatures happening everywhere by now. I no longer expect climate change alone to wipe us out.
Watch this summer in India. Idk exactly how el niño affects India but they have been getting record heat already. The el niño is going to be "record breaking" and the year was already going to be abnormally hot.
Last year, my co-workers were working in 40 degrees temperature, building a greenhouse for plants...
...I was also working on the actual production lines, which have no AC of course, as that would be too expensive.
Bold of you to assume capitalism survives the Gen X retirement 😅 when you go from families of 8+ children to 2 in one generation your existing pension mechanism and markets that require net contribution to function don’t compute.
Just keep an eye on the median age of most advanced populations that’s the clock lol
Curious because as gen z the climate change end of the world has been moving back consistently for me until about covid. My first memories was 2010 then it got pushed to 2012 then 2016, 2018, 2025, 2030, to 2040 and last I heard right before covid it back down to 2035. Could just be I was surrounded by propaganda though.
Idk what you are referring to but maybe it is the point of no return that people have been talking about? Like we have until such time to act? But they also were trying to stay below 1.5°C but now it's a pretty foreign conclusion that we will hit that this century. So now it's 2°C.
I truly don't know what my wife and I are going to do. I can't seem to hold down a job for more than a year at a time, and when I do have work there is nothing left beyond bills, food, and car. It's just too much.
ITT: people who are just realizing why democrats and republicans are working together to enslave Americans.
you will never retire and will die happy knowing your life was in servitude of the ruling class.
A call to system change!!
Just kidding, it's Soylent Green.
no joke. I'm pretty sure that for a significant portion of the population, their retirement plans is revolution or end of the world
My early retirement plan is suicide when my mom dies.
🫂
End of the world As you know it*
I'm 50; when I started my career pretty much everyone a little older than me had pensions and I arrived right as the pensions were being phased out. It was a running joke when they would talk about pensions and I would say "what's a pension?"
So my age group will be retiring in 15 years, not 30 years. Almost everyone I know my age has a meager 401k and nothing else.
The streets are going to be flooded with people too old to work and no retirement income in much less than 30 years...
56 here, I'm in the UK. I have 4 separate 'private pensions', from the four different companies I've worked for, adding up to fuck all. Basically I'm going to have to work until I'm 67 in order to collect my state pension of £1,049.22 a month. This will allow me to survive on cold baked beans out of a tin, before I freeze to death because I can't afford to turn on the heating.
Why do those private pensions not amount to anything?
I didn't get the benefit of a final salary pension. I have also not worked long enough at any particular company to really benefit from a big pot. The longest I've worked for one company is ten years, I think the company was paying in as little as possible. When I looked at a forecast for the pay out from that one, it was about £100 a month.
You should consolidate those 4 pensions into one pot and take more control of it. There's an extremely high chance that the employer provided pension is performing poorly and not growing as fast as it could be. They pick the lowest risk by default so growth is massively stunted.
It's pretty easy to open an account on something like vanguard and transfer those pensions in, you can then have control over how that money is invested - usually they make you pick a "risk factor" where highest risk has highest potential growth and lowest has lowest potential for crashing, but the TL;DR is over a 15 year period even if there's a crash you'll come out on top because it averages out.
Essentially what I'm saying is pool your pensions together and pick the highest risk factor for the next 8-10 years, it's a bit of a gamble but it's a better chance of that pot growing into something actually useful than you have right now.
Retirement is not an age, it's a financial status.
You make it sound like it's supposed to be that way?
Nah, that's all you.
how?
when most people live paycheck to paycheck, and their biggest luxury is a bobba tea once a month, how the fuck can you do anything about retirement?
the system is set up to maximize human suffering for profit.
Hahahahahahahahahaha
Do you think we're actually going to survive the next 30 years?
We are putting as much energy as 13 fatman bombs into the planet's environment EVERY SECOND.
The only time in the past 25 years we weren't putting energy into the system, and the earth could radiate out more energy than we put into it, was summer 2002.
Now I'm curious, what happened in summer 2002?
Nothing, but it was the first period in the last 25 years.
30 years? It's happening right now!
no retirement savings, but at least they own the place they live
god help the next generation
While we need* property taxes, but it absolute hammers old people in some places.
Cheaper than renting still, but on a fixed income it hurts, and especially lately there have been very high tax increases due to inflation. But then the social security increases are comparatively small.
I know quite a few old people struggling and it seems like their plan was to own their home. But that turned out more expensive than expected with maintenance and taxes. Which has just led to cyclical reverse mortgages. So the banks win in the end and ensure no transfer of wealth
*It's necessary under the current system to fund services, but if we took it from elsewhere (like the ICE of military budgets) we could greatly reduce that tax.
It's the normalisation process.
The same thing that happens every generation to the god-awful number of people who never had hope of retiring to begin with.
Same thing that happens to the people who have no savings now when they reach state retirement age. They simply can't afford to, and have to continue working.
Unfortunately retirement is as much a financial state as it is an age.
I already encounter way more old people in poverty than the alternative. They certainly seem to outnumber the ones doing well.
Bold of you to assume that retirement age means anything or is some fixed time when one has to stop working, working becomes illegal or that the society is even stable enough to allow such a thing.
We're all just going to keep on working until death.
That's assuming that we're still here in 30 years, and not living is post apocalyptic wasteland
Climate wars are here, we just don't recognize them as such.
America is already blockading Cuba and ran a hostile takeover of Venezuela, america also destabilised Iran in the 50s or thereabouts was because they wanted to privatise and keep their own oil, so they did a bit of their 'regime change' and suddenly the heavily oppressive highly religious leader is happy to sell oil to big america.
We've been in the resource wars for a long while.
Go back just a bit further to when Britain invaded Iran for full accuracy.
FUCK
Soo prime for revolution
pretty good here in Australia, we have superannuation which is basically like a forced savings account so when you retire you get a nice little present
Everyone here in full time employment gets auto enrolled on a private pension when they start work and companies legally have to pay in. If and when they move to a new employer, that pension remains in place and their new employer must either add a new one or pick up the existing one. Been like this since about 2010.