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Therein lies the problem. When I was a kid all I wanted to be was spider-man so I could help people.
Notice the difference?
Batman/Iron Man/ et. al are ok as heroes but really their super power realistically should be the number of people they could lift out of poverty with that money. The fact that they haven't speaks volumes.
I don't blame the writers per se. They exist in a world same as ours so God forbid a billionaire give away all their money because no one needs all that money.
I also wanted to help people, and be spiderman. My point was when I thought of having a lot of money I thought of the good I could do with it, which is clearly not how the rich think.
In the defense of Batman he does actually try to lift people out of poverty in lots of versions. Wayne industries is basically the only thing keeping Gotham vaguely functional because that city is quite literally cursed while also being in New Jersey.
Like it varies by version but at least with the animated version Batman is dumping cash into charities, job programs, urban revitalization program, infrastructure expansion and repair, and probably some things I'm forgetting. Point is Batman knows that the difference between crime and prosperity is poverty, which he has done his best to eliminate, now he's stuck with the personally and ideologically motivated as well as the weirdos. Hell some versions of Batman have cured Mr. Freeze and Nora once he found out what was going on with that.