this post was submitted on 28 May 2026
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Microblog Memes
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The difference was 5% returns from their 20's.
That's all it takes to spread the gap. I'll retire a multi millionaire, im 43 now, and some of my friend are just starting to save.
The math, If you save $500 a month from 20-29 and never invest again you will have 2-4 mil at retirement depending on returns.
If your start saving at 40 for the same numbers you need to save 10,000 a month until retirement.
So basically, you’re saying I should have had rich parents? Darn! Where was this sage wisdom when I was a fetus choosing my parents?
I really can't understand what this comment had to do at all with the post. Though the idea that I had five hundred extra dollars a month when in my twenties is laughable.
They just purchased a couple of toddlers.
Im in my 40's, wealthier than ever and having spare 500 (in local equivalent) to save sounds unlikely. Also I'd be loosing money just keeping it in the bank with their fees and inflation.
My mind was preoccupied with other things in my 20s and 30s. Still is really.