this post was submitted on 11 May 2026
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me_irl

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[–] JoeBigelow@lemmy.ca 2 points 5 hours ago

You're out of your fucking mind guy. USDA Rural loans are 0% down, fixed interest 30 year loans and if normal people would go take a first time homebuyer class they would know that. My wife and I bought our house for 250k, nothing down and roughly 1500/mo mortgage. 5.9%. If you're trying to buy in a suburban area idk what to tell you other than the country is pretty nice. And we have never had $15k in actual savings outside of our checking accounts.