this post was submitted on 11 May 2026
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me_irl
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There's the $3000 roof, $5000 for the leaks in the basement. If you don't fix the roof or the basement, the house is worth less to them if you default.
The bank really does not give a fuck, it's just a risk to them.
Also the loan they're making you on $950 is tiny. They want a hell of alot more money.